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6 Key Documents Needed When Selling Your House

by sophiajames

Selling a house involves a significant amount of paperwork. To ensure a smooth and efficient process, it’s essential to have the following documents readily available:

1. Property Deed:

2. Mortgage Documents:

  • Loan Information: Gather all relevant mortgage documents, including the original loan agreement, amortization schedule, and any recent statements.

3. Property Tax Records:

  • Tax History: Provide proof of property tax payments and any outstanding balances.

4. Home Improvement Records:

  • Documentation: If you’ve made any significant improvements or renovations to your home, have documentation to support the increased value.

5. Disclosures:

  • Property Disclosures: Complete any required property disclosure forms to inform buyers of any known defects or issues.

6. Title Insurance Policy:

  • Ownership Protection: Obtain a title insurance policy to protect your ownership rights and interests in the property.

Having these documents readily available will help streamline the selling process and ensure a smoother transaction. It’s advisable to consult with your real estate agent for specific requirements in your area.

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